How Money Works
After 8 sessions, your kid understands the difference between an asset and a liability, why compound interest is the most important math they'll ever learn, and how rich people stay rich.
3 free sessions, no credit card.
What your kid will be able to do
After 8 sessions, here's what changes.
- 1
Define an asset and a liability the way Kiyosaki defines them, and sort their own stuff into the right column.
- 2
Explain compound interest with a real number and say why starting at 12 vs. 22 is a six-figure difference.
- 3
Describe what a stock actually is — not abstractly, but as ownership of a real business.
- 4
Run through Buffett's basic investing filter on a company they recognize (Disney, Apple, Roblox).
- 5
Explain why most people work for money and a few people make money work for them, and which side they want to be on.
Meet your teacher
Elena
Warm, sharp, practical. Treats money the way an adult does — without the parental anxiety.
Elena explains money the way you wish someone had explained it to you. She uses real numbers, real businesses your kid recognizes, and short Socratic exchanges instead of lectures. Like every RealMind teacher, every word she says is either scripted by us or generated inside tight constraints — no free-form chat.
What Elenawill and won't do
Will:read real source passages, ask Socratic follow-ups, push back on weak answers, adapt language to your kid's age, end every session with a 5-question comprehension test.
Won't: free-form chat off the curriculum, give your kid the answers, clap for shallow effort, recommend specific products or stocks, or operate outside the lesson script.
The source material
Real books, named — not generative summaries.
Rich Dad's Rich Kid, Smart Kid — Robert Kiyosaki (2001)
The clearest plain-English explanation of assets vs. liabilities and why working for money is the trap most adults fall into. We pull short passages and discuss them.
Warren Buffett's principles for young investors
Real Buffett stories — selling gum at age 6, buying his first stock at 11 — paired with the simple filters he uses to decide whether a business is worth owning.
Try the real thing, free.
We don't do demo videos. Create an account in 30 seconds — no credit card — and your kid does 3 full sessions with Elena. If they want more, you pick a plan. Otherwise, no charge, ever.
The 8 sessions
Each session is 25 minutes and builds on the last.
1Why School Doesn't Teach You About Money
Your kid will start asking why their school doesn't teach money, and have a useful answer.
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Why School Doesn't Teach You About Money
Your kid will start asking why their school doesn't teach money, and have a useful answer.
Sample question Elena will ask
“Has anyone ever taught you how money actually works — where it comes from, how to grow it, how to keep it? Why do you think that is?”
2Assets vs. Liabilities
Your kid can sort their own possessions into assets and liabilities, the Kiyosaki way.
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Assets vs. Liabilities
Your kid can sort their own possessions into assets and liabilities, the Kiyosaki way.
Sample question Elena will ask
“What's the difference between something that puts money in your pocket and something that takes money out — and which kind do most people accidentally buy?”
3The Cashflow Quadrant
Your kid understands compound interest with real numbers — and the cost of waiting 10 years to start.
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The Cashflow Quadrant
Your kid understands compound interest with real numbers — and the cost of waiting 10 years to start.
Sample question Elena will ask
“If you save $100 a month starting at 12 vs. starting at 22, how much more do you have at 60? Guess first, then we'll do the math.”
4Good Debt vs. Bad Debt
Your kid can explain what a stock actually is — partial ownership of a real business.
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Good Debt vs. Bad Debt
Your kid can explain what a stock actually is — partial ownership of a real business.
Sample question Elena will ask
“When you buy a share of Disney, what exactly do you own?”
5Pay Yourself First
Your kid can run a Buffett-style filter on a company they recognize and decide if they'd want to own a piece of it.
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Pay Yourself First
Your kid can run a Buffett-style filter on a company they recognize and decide if they'd want to own a piece of it.
Sample question Elena will ask
“Pick a company you actually use every week. Now: would you want to own a piece of it for the next 10 years? Why or why not?”
6The Power of Compounding
Your kid grasps why income from a job is taxed differently from income from owning things — and what that means for their adult life.
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The Power of Compounding
Your kid grasps why income from a job is taxed differently from income from owning things — and what that means for their adult life.
Sample question Elena will ask
“Why does the tax code treat a paycheck differently from money you make by owning something?”
7Think Like an Investor
Your kid knows the basics of starting a small thing — what a business actually is, and what it takes to make a first dollar.
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Think Like an Investor
Your kid knows the basics of starting a small thing — what a business actually is, and what it takes to make a first dollar.
Sample question Elena will ask
“If you had to make $50 in the next two weeks without asking your parents, what would you do?”
8Your Money Blueprint
Your kid synthesizes all 7 concepts and writes a one-paragraph plan for what they'd do with their first $1,000.
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Your Money Blueprint
Your kid synthesizes all 7 concepts and writes a one-paragraph plan for what they'd do with their first $1,000.
Sample question Elena will ask
“If a relative handed you $1,000 today, what specifically would you do with it — and why?”
What you, the parent, see
After every session — and a written assessment when the course ends.
After every session
- • Full conversation transcript
- • Comprehension score (out of 5)
- • One-line note on their strongest moment
- • One-line note on what to revisit
When the course ends
- • Written assessment of how your kid did
- • Their proudest moment, in their own words
- • Dinner-table questions to extend the conversation
- • A “What you now know” sheet for your kid
Questions about this course
My kid is 10. Is that too young?+
No. Elena adapts language for younger kids. Compound interest, assets vs liabilities, and what a stock is are all easier to teach at 10 than at 17. We do recommend the parent watch the first session with them.
Does the course tell my kid to invest in anything specific?+
No. We teach concepts and frameworks. We don't recommend specific stocks, funds, or platforms. The kid who finishes the course is equipped to make better decisions later, not pushed into any particular product.
Is this just Rich Dad Poor Dad for kids?+
We use Kiyosaki's clearest concepts (assets vs liabilities, working for money vs money working for you) but pair them with Buffett's grounded approach. We skip the parts of Kiyosaki that are more motivational than substantive.
What if my family has different values around money?+
That's fine and expected. The course teaches frameworks, not a worldview. Your dinner conversation with your kid afterward is the most important part — we give you a transcript so you can have it.
One subscription. Both courses. Every future course.
Starting at $49/month for one child after your free sessions. Cancel in one click.
3 free sessions, no credit card.